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Mike Stahl is a Senior Vice President at Health Markets. What is that, you ask? It’s a national health insurance marketplace with access to over 140 different insurance companies, thousands of health plans and the ability to obtain the government subsidies people deserve. Health Markets can help find individuals and families affordable, low-cost health insurance. The Health Markets service is at no cost.

Open Enrollment for Obamacare is here, what do people need to do?

If you signed up last year, you need to re-enroll in your plan to get the right subsidy for 2015. Many people don’t realize that if you don’t re-enroll for 2015, you risk having the wrong subsidy or losing your subsidy entirely. Health Markets has set up a Free Re-Enrollment Service that anyone can use just by calling us.

What about people who didn’t sign up last year, what should they know?

It could be expensive not to enroll. The tax penalty for not having health insurance doubles this year. It’s not worth going uninsured and paying 2% of your income in extra taxes. Government subsidies cover on average 76% of the cost of insurance, so getting coverage has never been more affordable.

 For those who already have a plan, should they consider shopping for a different plan or stick with the one they have?

It makes sense to shop since rates for plans are changing all across the country so the only way to know for sure if you have the right plan is to shop and compare. With thousands of plans available, shopping around is hard and takes a lot of time and that’s where Health Markets comes in and does the legwork for you.

As you just said, the process of shopping for the right health insurance plan can be difficult. How does Health Markets help people get through this maze?

Protect your health and financial well-being. Finding the right health plan at the best price is crucial. You wouldn’t try your own legal case, you’d get a lawyer. And you don’t need to solve the health insurance puzzle yourself. A licensed health insurance advisor can help you through the entire process to make sure you’re set up right. Health Markets helps you get the right plan, find subsidies to lower your cost and the service is completely free.

For more information, can go to Healthmarkets.com or call 800-404-1618.

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