Whether your retirement is two years or 22 years away, Mellody has some info for you. Here’s what she wants each age group from millennials to baby boomers to know. LET’S START WITH THOSE WHO ARE CLOSEST TO RETIREMENT: THE BOOMERS. HOW ARE THEY DOING WHEN IT COMES TO SAVING FOR THE GOLDEN YEARS? Research […]
With unemployment at historic lows, and the stock market at all-time highs consumers are understandably in good cheer and ready to go out and spend some major bucks this holiday season. But for you, the thrill of the deal can quickly turn in to despair over the debt if you go overboard with your holiday […]
If this is just the invite, imagine what the gala will be like!
WHAT IS CUFFING SEASON AND WHY IS IT HAZARDOUS TO YOUR WEALTH? So I hear everyone’s getting “boo’ed up” because it’s getting cold and the holidays are coming. This usually means everybody stays inside eating too much, so everything starts getting fatter except your bank account. 👀🤷🏽♀️🤦🏽♀️ it’s happened to me in the past. Tell […]
IT’S THE TIME TO TURN OUR ATTENTION TO OUR HEALTH CARE COVERAGE OPTIONS FOR NEXT YEAR, CORRECT? WHAT DO YOU HAVE FOR US TODAY? As you know, the open enrollment period is the time of year when most people have a chance to change your health insurance coverage or sign up for new coverage for […]
With the unemployment rate at a 50-year low of 3.5% many Americans are happily back in the workforce. Yet, even when the economy and the markets seem to be doing well it’s still extremely important to ensure that you have multiple streams of income. THE JOB MARKET SEEMS TO BE DOING WELL RIGHT NOW SO WHY IS […]
Why are we in a student loan crisis? Student loans are normal. But normal is not setting college graduates up for success. Instead, it has put us in a student loan crisis. According to the Wall Street Journal, the average college student graduates with $35,000 in student loans, and it’s taking on average 20 years […]
If you're at that stage in life where brands you used to love seem too cheap but you're too broke to shop at higher-end places, you'll want to read this.
TODAY WE ARE TALKING ABOUT AUTO LOANS. WHY? According to a recent report from the credit reporting agency Experian, the length of auto loans continues to get longer and longer. According to the data, the average loan length for new cars is now 69 months – 6 years and 9 months – and loans of […]
BRUSSELS (AP) — The trade wars threatening to push the global economy into recession are entering a new phase, with the United States and European Union escalating a dispute that endangers the world’s biggest trade relationship. After the Trump administration slapped steep tariffs on $7.5 billion in EU goods, mainly traditional produce like cheese and […]
When a friend or acquaintance asks for a job referral, more often than not, we agree. For one, we want to help the next person get ahead — especially if they’re Black. In addition, many companies offer amazing monetary incentives for employee referrals. However, those of us who have lived a little bit know that […]
WHAT DO WE NOW KNOW ABOUT INCOME INEQUALITY? Last week, the Census Bureau reported that the gap between the richest and the poorest American households is now larger than it has been in the past 50 years. While we have seen the gap between low-income and high-income households grow in recent decades, based on the […]
