Roland Martin: How Do African-Americans Raise Their Credit Score?


It’s a hope and a desire of many to buy the cars they’ve always wanted, to buy property and become home owners. It’s nice to call those things your own but above that they become tools to build your wealth. The key to all these things is to have a good credit score.

John Hope Bryant is the founder of Operation Hope a not for profit organization that specializes in giving financial literacy. Roland Martin talks with Bryant about how African-Americans can raise their credit score and increase their wealth.

“We got together the largest bank meeting in the world for the empowerment of the poor here. There’s one statistics that sums it all up,” explained Bryant. “There’s one number that we’ve ignored. 44% basically half of all Black people have a credit score below 620.”

Bryant suggest African-Americans get smart and learn all they can about increasing their credit score so that they can buy homes and own land.

“We got to now upgrade out skills. There are meetings about upgrading your software, mental software to compete in a world where you are relevant,” explained Bryant. “We got to get our credit scores up, we have to become home owners, entrepreneurs, small business owners.”



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