Money

We are covering the benefits of a college degree this morning. Why is this on your mind? We often talk about the costs associated with college. Tuition prices have risen steeply in recent decades and student loans burdens now accompany millions of Americans after their studies. These concerns have led many to ask whether the […]

MANY OF OUR LISTENERS ARE CURIOUS ABOUT DIGITAL BANKING VERSUS TRADITIONAL BANKS. WHAT SHOULD THEY KNOW? First, let’s talk about how we got here. Until the 1990s, banking had not changed much over the previous five decades. With the advent of the internet, banks began to offer services online. Eventually, some banks emerged without any […]

Life & Style

As graduation season comes to a close many Americans, both students and parents alike, are now faced with the reality of huge student loan bills that will be arriving in the mail shortly. Robert Smith’s recent announcement that he intends to pay off the student loans of the entire Morehouse class of 2019 was a […]

 PRESIDENT TRUMP AGAIN INCREASED TARIFFS ON CHINESE GOODS LAST WEEK. CAN YOU GIVE US A SNAPSHOT OF WHAT HAPPENED? As you know, the US and China have been engaged in an escalating trade battle since last year. In September, the U.S. imposed 10% tariffs on $200 billion worth of goods imported from China, with tariffs […]

It’s National Small Business Week! That’s right, there’s a whole week dedicated to supporting small businesses. There are a ton of events around the week, including a free 2-day online seminar to help small business, Twitter chats, hackathons and more. According to NIelsen, the Black community has a combined $1.2 trillion in buying power which […]

Money Mondays

OneUnited Bank, the nation’s largest Black bank, is proud to announce its 9th Annual “I Got Bank!” Financial Literacy Contest where ten children will win a $1,000 savings account for the best essays and the best art projects that represent the “I Got Bank!” theme. In addition, OneUnited Bank President & Owner Teri Williams, author […]

TODAY WE ARE TALKING ABOUT GRADUATES OF HISTORICALLY BLACK COLLEGES AND UNIVERSITIES, AND STUDENT LOAN DEBT. WHAT IS THE LATEST? A recent article in The Wall Street Journal caught my eye. In it, the authors note that while historically Black colleges and universities have helped millions of Black students achieve financial prosperity, they may now […]

What’s the good news in the stock market? I am happy to join Money Monday this morning with good news, and that is not an April Fool’s joke. On Friday, the US markets closed out a great quarter. The S&P 500 rose 0.7% to 2834.4, closing out the quarter up 13% for the quarter, its […]

HOW CAN PARENTS’ GENEROSITY TOWARD THEIR CHILDREN CAN HURT THEIR RETIREMENT? There was a great article in Barron’s this past week that highlighted the many ways parents can put their retirement at risk by prioritizing their children financially. In a 2018 Bank of America Merrill Lynch and Age Wave survey, nearly 3 in 4 of […]

You are here this morning to discuss why some states and cities are fighting the move away from cash. What’s the story? In recent years we have seen a rapid shift away from cash, both in the U.S. and around the world. Fewer people are using paper money, and the number of retailers cutting out […]

VALENTINE’S DAY IS THURSDAY AND TODAY WE ARE TALKING LOVE AND MONEY.  While millions of people are making plans for Thursday, a much smaller number is thinking about the role finances play in their relationship. And while talking about money isn’t exactly romantic, it is a mistake to ignore the role it can play in […]

YOU ARE JOINING US TO TALK ABOUT CHARITABLE GIVING THIS MORNING. WHY? As we kick off the first filing season under the Tax Cuts and Jobs Act, which was signed into law in December 2017, there are questions about how it could affect charitable giving. While Americans are incredibly generous, and most people give to […]