credit score
While paying off $1,700 in credit card debt in 2014, Jamie Griffin cut up his card. To tackle the remaining $90,000 in student loans he and his wife carried, he read personal finance experts’ tips and turned to cash and a spreadsheet to budget. Now that most of their debt is paid off, he’s giving […]
Interested in making a big purchase like a house or car, but your credit report is marred by a history of late credit card payments?…
Many Americans know that a good credit score (usually 715 and above) can open the door to many opportunities including financing a house, a larger…
Credit problems disproportionately affect African Americans for a variety of reasons — historically lower incomes, higher unemployment, being hit especially hard hit by the subprime…
Great topic. We all basically know that a FICO score measures how creditworthy an individual is. The higher the score the better your credit—and the more likely you are to get loans and get better interest rates on those loans. Lenders—banks, credit card companies, mortgage lenders—lean heavily on it when they are deciding whether or […]
How can I improve my FICO score? What is a FICO score and what does it really measure? Great topic. We all basically know that a FICO score measures how creditworthy an individual is. The higher the score the better your credit—and the more likely you are to get loans and get better interest rates […]
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