Money
Many parents have a shared dream of seeing their children attend college and receive a quality education that can help set the foundation for a successful career. But paying for college can be difficult. Fear not, as help may be closer than you think. There are many savings programs available from various sources that can […]
Is it really already time to talk about taxes? Sorry, but it is. Taxes aren’t just an April game. There are a number of ways to decrease your tax bill for 2012, but these plans need to be put into action before year-end, and with Thanksgiving early this year, it’s easy for people to get […]
Thanksgiving is right around the corner and for a lot of people that means family and turkey. But for others it means just one thing…shopping. Yes. Shoppers go CRAZY for Black Friday—seeking the uber-hyped deals the day after Thanksgiving—with some people even camping out overnight to be the first shoppers in the store the next […]
Mellody Hobson talks home insurance. — Unlike car insurance, homeowners insurance isn’t required by law, but if you finance your home through a mortgage lender, the lender usually requires it. It protects your home, its contents, and, indirectly, your other assets in the event of fire, theft, accidents or other disasters. Homeowners insurance is like […]
WASHINGTON — For many people, dreams of an early retirement are fading if not blacked out. The reality is that a lot of folks will still be working well into their senior years – if they can. A retirement survey by the Employee Benefit Research Institute found that 70 percent workers said they plan […]
Today, Mellody Hobson talks about jobs and changing careers. — With unemployment at 7.8%, most of TJMS listeners have jobs, but that doesn’t mean they’re happy with them. A recent study by UC, Berkley found that only 48% of participants said they were “very satisfied” with their work. That said, that same study also found […]
WASHINGTON — If there's something's strange in your credit report, who you gonna call? Not Ghostbusters. If something's weird and it don't look good, who you gonna call? Sorry, Ghostbusters still won't help even though consumers often describe being haunted by errors in their credit reports that they can't get corrected. If you haven't been […]
Mellody Hobson talks about debt consolidation. — You know those commercials you see that say they help you “get of debt the quick and easy way?” Debt consolidation companies can paint a very rosy picture for people who are struggling to get out of debt. And between credit cards, medical bills, and household expenses, that […]
Why is it so important to write a will? I know none of us really want to think about our own death; and I’m not the Grim Reaper, but I am here to remind everyone that we’re all going to die someday and I can’t stress enough that if you don't have a solid legal […]
WASHINGTON — I do not have any nonworking hours. There, I said it. There are just no hours in my day that are totally off-limits to working either for my day job or for the numerous other things I do — including being a volunteer director of a ministry at my church, which at times […]
Do you have some financial tips for those who may be going through divorce? When you’re going through a divorce, your finances could be the last thing on your mind, but the decisions you make now will affect you for a long, long time, so be sure not to rush the process because you’re emotional […]
WASHINGTON — I need a crisis management plan. Seriously, so much is happening in my private life that I feel like I'm on a hamster wheel. We are a country in crisis. There is the economic downturn we are still trying to recover from. Then throw in high divorce rates, caregiving […]
