Tom: Let’s start with the basics: what are the Panama Papers? Mellody: They are 11.5 million internal files from a Panamanian law firm called Mossack Fonseca, which specializes in offshore accounts and tax shelters. They include emails, contracts, transcriptions and other documents. To put this in perspective, Edward Snowden leaked just 58,000 documents. In […]
Tom: Tax day is just around the corner. Do you have tips for those who have procrastinated? Mellody: The annual late tax talk. Of course we have advice for last-minute filers. For all of you last-minute filers our there, the first thing to be aware of is the date change. The filing deadline in […]
Tom: This morning we have another topic that listeners had a number of questions about: Social security. Are you ready to help us out? Mellody: I most certainly am! First, let’s start with the basics. Is everyone eligible? Actually, not everyone is automatically eligible, but it is not very difficult. In order to qualify for benefits, […]
Tom: We have a great topic this morning – how to take care of your old 401k accounts. Mellody: This is a very important topic, and it has come to my attention that some of your listeners are unsure of what to do with – or where to find! – their old 401k accounts. […]
Tom: This morning you join us to talk about overdraft charges. Mellody: I do, because this is a very big issue many people are confronted with every month. A number of banks hit people with charges or fees when they overdraw their accounts, and in many cases account holders find themselves in a very vicious cycle. […]
Tom: Today you’re giving us an update on the state of Black entrepreneurship. Mellody: I decided that a good way to close out Black History Month would be to look at the future, and what better way to do that than highlighting those in our community that are striking out on their own to start […]
Tom: The topic this morning is inequality in credit scores. Tell us about it. Mellody: Well, Tom, it turns out that pay is not the only place we find disparities between men and women when it comes to financial health. Beyond the numbers on your paycheck, a recent report from the website credit sesame […]
Tom: Hi, Mellody! Mellody: Good morning, Tom! Tom: This morning you join us to talk about tax time saving, and a campaign to promote savings. Mellody: You’ve got it, Tom. This morning, I want to talk about America Saves Week, an event that was created by America Saves, a coalition of more than 1,000 non-profit, […]
Mellody Hobson provides some tips for job seekers and employees. This morning, I want to talk the tightening labor market, and how to take advantage of that. We found out on Friday that the economy has created enough jobs to drive the unemployment rate under 5% for the first time since February of 2008! The […]
Tom: Today we are talking about some very interesting survey findings – from the Ariel investments Black Investor Survey 2015. Mellody: That’s right! And all of the Tom Joyner Show listeners are going to hear about our findings before anyone else. You have the exclusive, Tom. Tom: You are hearing it here first! Mellody, […]
Tom: Good morning, Mellody! You are joining us this morning with some reminders for our taxes. Mellody: I am, Tom. I know it is not always a favorite topic, especially to kick off the week, but it really is important to start looking ahead to tax time. This past week, the IRS officially opened tax […]
Tom: Today we are talking about market volatility, correct? Mellody: Yes we are! Since December, the stock market has experienced a period of volatility that has been unsettling to many investors. After all, until August the U.S. indices experienced a bull market that lasted over six and half years! Because of this, many have forgotten that some […]