Money Mondays: Home Insurance Basics

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  • Unlike car insurance, homeowners insurance isn’t required by law, but if you finance your home through a mortgage lender, the lender usually requires it. It protects your home, its contents, and, indirectly, your other assets in the event of fire, theft, accidents or other disasters. Homeowners insurance is like a parachute. Most of the time, you’re not going to need it, but you’re going to be really glad you have it if you find yourself falling from 10,000 feet.

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