What Black Americans Can Expect from the Affordable Care Act

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  • Yesterday’s Supreme court decision is a huge Victory for Americans across the country, especially the 7 million African Americans covered by the Affordable Care Act in 2014.

    Right now:

    o   5.5 million African-Americans with private health insurance WILL KEEP  their coverage for preventive services without paying an extra penny at their doctor's office

    o   More than 2.4 million African-American seniors with Medicare have received free preventive services such as diabetes screenings,

    o   and About 410,000 more African- American young adults who would otherwise be uninsured gained coverage due to the law.

    ·  This law is saving lives and will continue to save lives by making health care even more accessible and affordable.

    ·  Behind each of these are statistics are stories of mothers and fathers, daughters and sons, friends and neighbors, who are healthier because of the new law.

    · Nearly 26 percent of patients served by community health centers in 2010 were African-American, and the Affordable Care Act increases the funding available to those centers in all 50 states. They currently serve more than 19 million patients, and by 2015, because of the health care law, they will be able to serve millions more.

    ·  Finally, the new health care law is helping to level the playing field and eliminate health disparities — a key priority for the Obama Administration. Today, African-Americans are less likely to have health insurance than Americans as a whole. They are also less likely to have access to a primary care physician, and less likely to receive high quality care.

    · Compared to non-Hispanic whites, the average African-American child is twice as likely to be hospitalized from asthma, and more than four times as likely to die from it.

    · The Affordable Care Act takes steps to change all this.

    General Points: Affordable Care Act

    · The Supreme Court's decision to uphold the Affordable Care Act ensures hard-working, middle class families will get the security they deserve and protects every American from the worst insurance company abuses.

     Here’s what yesterday’s ruling means for the middle class:

    o   Insurance companies no longer have unchecked power to cancel your policy, deny you coverage, or charge women more than men.

    o   Soon, no American will ever again be denied care or charged more due to a pre-existing condition, like cancer or even asthma.

    o   Preventive care will still be covered free of charge by insurance companies–including mammograms for women and wellness visits for seniors.

    o   By August, millions of Americans will receive a rebate because their insurance company spent too much of their premium on administrative costs or CEO bonuses.

    o   Many seniors will continue to save $600 a year on their prescription drugs.

    o   Efforts to strengthen and protect Medicare by cracking down on waste, fraud, and abuse will remain in place.

    o   Millions of young adults will still be able to stay on their family's plan until they're 26.

    The Court has issued a clear and final ruling on this law. The last thing Congress should do is refight old political battles and start over on health care by repealing basic protections that provide security for the middle class.  Right now, Congress needs to work together to focus on the economy and creating jobs.

    A major impact of the Court's decision is the 129 million people with pre-existing conditions and millions of middle class families who will have the security of affordable health coverage.

    Under Thursday’s ruling, having health insurance is and will continue to be a choice.

    If you can’t afford insurance or you’re a small business that wants to provide affordable insurance to your employees, you’ll get tax credits that make coverage affordable.

    But if you can afford insurance and you choose not to purchase it, the taxpayers will no longer subsidize your care for free.

    Rather than refighting old political battles by repealing health benefits and protections for the middle class, Congress should act on the President’s concrete plans to create an economy built to last by reducing the deficit in a balanced way and investing in education, clean energy, innovation, and infrastructure. It’s time for folks in Washington to work together on behalf of the American people.

    The Security of Affordable Coverage – Benefits & Protections By the Numbers:

    - $10.7 billion has been recovered by cracking down on waste, fraud, and abuse in Medicare all while securing and protecting the benefits seniors have earned.

    - 86 million Americans have benefitted from free preventive services like mammograms for women or wellness visits for seniors.

    - 17 million children with pre-existing conditions can no longer be denied coverage.

    - 12.8 million Americans will benefit from rebates because their insurance company spent too much of their premium dollars on administrative costs or CEO bonuses.

    - 6.6 million young adults have the security of coverage until age 26.

    - 5.3 million Americans on Medicare have saved an average of $600 on their prescription drugs.

    - 70,000 Americans with pre-existing conditions now have the security of coverage.
     

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    3 thoughts on “What Black Americans Can Expect from the Affordable Care Act

    1. After a long wait Americans are getting some relief through Affordable Care Act which is commonly called as Obamacare act; under this act people get affordable cost health care schemes that are easily afford by a common man without too much expenses. Therefore we have a huge expectation from Affordable Health Care act.

    2. I am elated to see the Affordable Care Act explained in clear language. The media and pundits are still misleading people about the benefits of this health reform bill. I have been reading comments on other sites, and far too many people still think they will be taxed, and/or jailed if they cannot afford to pay the penalty.

      Contrary to what Mitt Romney and members of Congress are telling voters, they cannot step in and erase ACA off the books the day Romney is worn into office; nor will it happen during his presidency if he wins. Republicans have admitted that they have no health care plan ready to replace the Affordable Care Act. George Bush, when he was president, he said uninsured people already had health insurance: the emergency room.

      A Romney presidency will be a disaster for the poor, and middle-class Americans. And that includes Blacks, Whites, Latinos and others. If you are not wealthy, you will not see any improvement in your life. Southern Whites seemed to think they will be exempt from any hardships imposed by Romney and a Republican controlled House.

    3. The reports I have read are a tad conflicting; i.e., the ACA will raise premiums. I am FAR from rich, but if raising my premiums will help just one person, I’m okay with that. Some people have complained that the ACA will raise premiums and blame President Obama for initiating the Bill. However, my premiums have been increasing for the past 13 years – WAY BEFORE there was a Barack Obama!
      It seems as though there are too many people within these divided states that dread the idea of helping the less fortunate. They act as though it is a serious problem. I suppose the only way to help them with their so-called problem, is just have poor people go a way and just die.
      Just what we needed: a law that helps others! SHAME SHAME SHAME!
      Yes, Get rid of Obama and elect Mitt, who wrote a VERY similar healthcare Bill. Uh huh, makes total sense right? Oh wait, Orin Hatch wrote a VERY similar Bill to ObamaCare that was in fact so similar, Conservatives could have sworn Obama is a copycat.
      It appears that Obama implements some of the VERY same ideas as the Republicans, yet his ideas will cost too much money for these divided states.

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